About Us
Welcome to Apparent Finance
Established in 2024 by Craig, Apparent Finance is dedicated to providing tailored asset finance solutions for businesses across the United Kingdom. Located in Brentwood, Essex, we specialise in offering competitive rates and flexible terms to meet the unique needs of our clients.
Apparent Finance Limited will act as an appointed representative of a credit broker and introduce its potential customers to the correct lenders.
Our Mission
At Apparent Finance, our mission is to empower businesses with competitive financing solutions for a wide range of assets. We believe that access to the right financial solutions is crucial in helping businesses achieve their growth objectives.
Our dedicated team works closely with clients to understand their specific needs and provide the best financing options available.
What Sets Us Apart
What truly sets Apparent Finance apart from our competitors is our commitment to offering competitive rates and tailored solutions. We understand that every business is different, and we strive to provide financing options that are as unique as your needs.
Our Services
We offer a comprehensive range of finance services including:
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Retail finance is a form of finance offered by lenders to retailers. It enables merchants and retailers to offer credit products at their checkout and points of sale.
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Hire Purchase helps our customers buy an asset while paying for it in instalments over an agreed timescale – the term. At the end of the term, you have the option to buy the asset outright.
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A Finance lease lets our customers use the asset for an agreed period of time without having to buy it outright. Ultimately, customers paying ‘rent’ for the full use of it. And the rental period is flexible and can be tailored to your needs and cash flow.
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Operating lease like finance lease, an operating lease allows our customers to rent the asset while you need it. The key difference is that the operating lease is only for part of the asset’s useful life. Customers pay a reduced rental because the cost is based on the difference between the assets original purchase price and its remaining value at the end of the agreement.
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Refinancing allows customers to release cash from your existing assets by financing assets customers currently own outright or by replacing one finance agreement with another on preferred terms. This allows our customers to invest the money elsewhere in your business.
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Working capital; A loan is sometimes the simplest and most direct means to address a funding requirement without providing any traditional form of asset as security
Get in Touch with Us
Ready to empower your business with the right financial solutions? Contact us today to explore your options!